EU insurers can't use gender anymore to calculate premiums

Woman driver
Woman driver

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EU's Gender Directive is now in full effect, following last year's EU Court of Justice ruling that mentioned "differences in insurance pricing based purely on a person's sex are discriminatory."

As of December 21, 2012, insurance firms are no longer able to use gender as a factor to calculate premiums. This means rates of EU residents will change shortly, with woman's rates probably going up while man's rates are expected to go down.

The argument provided by the courtroom is that varying rates are arbitrary for men and women. Insurer's argument explains younger men are more likely to have an accident compared to a young woman driver. In addition, statistics have shown young men drivers are involved in more serious accidents than young woman drivers.

Published Dec 26th, 2012 8:40pm By Adrian Padeanu
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Comments (8)

MutantSushi MutantSushi
it may only be obvious in some countries where you purchase health insurance individually, but this will probably just equal out with gender-neutral health insurance premiums, where women will have higher costs due to pregnancy, etc.
Dec 28th, 2012 8:48am
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TomitaBogdan TomitaBogdan
females are not up for the driver task. there are exceptions of the rule, but only to enforce it. women drivers are really bad at it. they don't have reaction times, they don't have the pheripheral vision....this is not discryminatory. it's a evolutionary statement....males were built to hunt to have hand eye coordination an thus being able to use various tools with precision, and so on...females are very good and detailed things, like crafts, and even multitasking...secretaries are doing just that. sit in a stable place and do various small tasks. in the cavemen era they had to cook, and tend for babies and the nesting grounds...it's not discrimination if nature built you for a certain task. saying that the rules of the nature don't apply to you is like saying you're god. and all humans are mortals, not yet gods...females suck at driving and even worst at parking
Dec 28th, 2012 1:42am
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xLumino xLumino
The fact is: why were there any differents in insurances... but now: I think the insurance-companies are so happy about that regulation. Now males only have to pay more... that's all!
Dec 27th, 2012 8:24pm
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Stupid Europeans (I am one too). Since Statistics show that men have more accidents, companies should be able to charge a premium on certain male age brackets. Of caurse they never realized that women are so damn clumsy in the streets that many times they cause the guys crashing -usually out of frustration.
Dec 27th, 2012 7:19am
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JeffreyHokkinen JeffreyHokkinen
Dec 27th, 2012 12:22am
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Mikeado Mikeado
Why would feminists push for a movement to make female insurance rates go up by as much as 30 percent (depending on the person)?
Dec 27th, 2012 1:48am
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AlinCare AlinCare
women are dangerous at any age.
Dec 27th, 2012 12:18am
7 3
Antichrist Antichrist
Being a younger male driver in EU this is good news for me.. +600 euros a year for my insurance and that was dirt cheap.
Dec 26th, 2012 9:34pm
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